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About The Forum

Rural Fintech and Financial Inclusion Forum

The Rural Fintech and Financial Inclusion Forum is a flagship platform designed by Rural Marketing Association of India, a premier and not-for-profit industry body devoted to furthering the cause of Rural Marketing in Asia to address one of the most pressing challenges of our time—building inclusive, technology-driven financial solutions for India’s rural economy. With over two-thirds of the population residing in rural areas, the potential for Fintech to transform lives and livelihoods is immense.

This forum brings together Fintech innovators, rural entrepreneurs, policymakers, financial institutions, investors, and development agencies to reimagine the future of financial services for underserved markets. Discussions will focus on bridging the gap between digital innovation and ground realities, while showcasing scalable models that empower rural households, farmers, micro-enterprises, and women entrepreneurs.

Key Themes

• Rural housing finance: challenges and opportunities for fintech
• Digital credit assessment and small-ticket lending in rural markets
• Agri-fintech solutions: credit, insurance, and value chain financing
• Role of technology: AI, blockchain, and satellite data in rural finance
• Building trust, awareness, and financial literacy at the grassroots
• Policy, partnerships, and ecosystem support for rural fintech growth
• Global learnings and best practices in rural financial inclusion

Why Attend

• Gain actionable insights into the evolving rural fintech landscape
• Learn from policy experts and industry leaders shaping financial inclusion
• Explore collaboration opportunities across fintechs, NBFCs, MFIs, and startups
• Engage with case studies and success stories from across India and beyond


Register Now

Delegate Fee:

  • Rs. 10,000 + 18% GST for Members
  • Rs. 15,000 + 18% GST for Non-Members
Bridging the Last Mile

Rural Fintech & Financial Inclusion
Forum Agenda

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01
  • 09:30 – 10:00 AM

Registration & Networking Tea

02
  • 10:00 – 10:10 AM

Welcome Address – By RMAI President Mr. Puneet Vidyarthi

Puneet Vidyarthi
President, RMAI | Head Brand Marketing - APAC & India, CASE Construction Equipment
03
  • 10:10 – 10:30 AM

Special Address

“Building Financial Inclusion for Rural Bharat – The Road Ahead”

04
  • 10:30 – 10:45 AM

Keynote:

“The Future of Rural Fintech & BFSI – Opportunities and Challenges

05
  • 10:45 – 11:30 AM

Panel 1: Rural Credit & NBFCs – Driving Last-Mile Access

• Role of NBFCs in rural lending
• Microfinance & alternative credit scoring models
• Policy reforms to ease rural credit flow

Vivek Katyayan
COO, Kissht
06
  • 12:15 – 01:00 PM

Fireside Chat:

The Future of Rural Banking Agents (BCs, Sakhis, Cooperatives)

01:00 – 02:00 PM | Networking Lunch
07
  • 02:00 – 02:45 PM

Panel 3: Insurance & Social Security in Rural Bharat

• Expanding health, crop & life insurance coverage
• InsurTech innovations for affordability & access
• Leveraging govt. & private sector partnerships

08
  • 02:45 – 03:00 PM

Panel 4: Investment & Capital Flow into Rural Fintech

• Venture Capital & Impact Investment trends
• Scaling rural fintech beyond pilots
• Role of DFIs & Public–Private Partnerships

09
  • 03:00 – 03:45 PM

Special Address:

Climate Finance & Green Credit in Rural India

10
  • 03:45 – 04:30 PM

Home Loans and Mortgages in the Rural Markets – The opportunity and Challenges.

• Current penetration of home loans in rural India.
• Growth trends in rural housing finance post-Pradhan Mantri Awas Yojana (PMAY).
• Aspirations of rural households: shift from kutcha to pucca houses.
• Rising rural income levels and remittance-driven housing demand.

Speakers

Gain insights from industry leaders

Puneet Vidyarthi

President, RMAI
Head Brand Marketing - APAC & India, CASE Construction Equipment

Vivek Katyayan

COO
Kissht
Collaborations

Our Sponsors & Partners

Rural Fintech Excellence
Awards 2025

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Awards Categories

The Rural Fintech Excellence Awards recognize and celebrate outstanding innovations and impactful initiatives that are driving financial inclusion in rural India. Honoring fintech companies, institutions, and individuals who have developed scalable, technology-led solutions for underserved communities, these awards highlight exemplary efforts in empowering rural households, farmers, micro-entrepreneurs, and women through inclusive financial services.

01

Leadership & Innovation

• Rural Fintech Leader of the Year – for outstanding contribution in transforming rural financial services
• NBFC of the Year – Rural Focus – for an NBFC driving impactful rural credit initiatives
• BFSI Excellence in Rural Banking – for a bank delivering scalable rural banking solutions
• Rural Financial Inclusion Champion – for exceptional work in extending financial services to underserved regions

02

Product & Service Innovation

• Best Rural Fintech Product/Platform – innovative digital solutions for payments, lending, or savings
• Best Insurance/InsurTech Initiative in Rural India – driving penetration of insurance products
• Digital Payments Excellence Award – promoting adoption of secure, inclusive payment systems


03

Impact & Partnerships

• Social Impact in Rural Finance – measurable impact in improving rural livelihoods through finance
• Best Public–Private Partnership in Rural Finance – collaboration between govt., corporates, fintechs or NBFCs
• Women Empowerment in Rural Finance – initiatives enabling women SHGs, banking sakhis, or rural entrepreneurs

04

Emerging & Future-Focused

• Startup of the Year – Rural Fintech – high-growth startup solving rural finance challenges
• Green Finance & Climate Credit Initiative – promoting sustainable and climate-resilient finance models
• Investor of the Year – Rural Fintech Ecosystem – for VCs/DFIs/Impact investors supporting rural financial innovation

Process

Awards Nomination Process & Criteria

• Nomination-based (corporates, NBFCs, fintechs, insurers can apply)
• Jury Evaluation – independent jury of BFSI leaders, policymakers, and impact investors
• Award Ceremony – during the Summit Valedictory Evening

• Open to Banks, NBFCs, Fintechs, InsurTechs, MFIs, and Investors operating in or impacting rural India.
• Projects/initiatives should have been implemented or scaled within the last 24 months.
• Both organizations and individuals may apply depending on the category.

• Each applicant may submit nominations in up to 3 categories.
• A duly filled nomination form (online/offline) must be submitted, along with supporting documents (case studies, impact reports, media coverage, client testimonials, etc.).

• Submissions must clearly highlight:
     o Objective of the initiative
     o Innovation in approach
     o Implementation strategy
     o Measurable outcomes/impact
     o Scalability & sustainability

Nominations will be assessed by an independent jury on the following parameters:

1. Innovation & Uniqueness – New models, technologies, or approaches used
2. Impact & Outcomes – Tangible benefits for rural communities (credit access, digital adoption, insurance coverage, livelihoods, etc.)
3. Scalability & Replicability – Potential for expansion across geographies
4. Sustainability & Governance – Long-term vision, compliance, and responsible practices
5. Partnerships & Collaboration – Role of stakeholders in implementation (govt., corporates, startups, SHGs, etc.)

• Call for Nominations Opens: [Insert Date]
• Last Date for Submission: [Insert Date]
• Jury Evaluation Period: [Insert Date Range]
• Finalists Announcement: [Insert Date]
• Awards Ceremony: During the Summit Valedictory Session

• Winners will receive a Trophy & Citation at the Summit.
• Featured in the Summit Souvenir, Press Release & Social Media Campaign.
• Select winners may be invited for a Showcase Session to present their innovation at the Summit.
Rural Fintech Excellence Awards 2025

Submit Awards Entry

  • Award Entry Fee : Rs. 10,000 + 18% GST Per Entry

(Please elaborate in 250–300 words per point, with supporting data/documents)



(Please attach as annexures or upload if online form) - PDF Only



I hereby declare that the information provided is true to the best of my knowledge. I understand that the Jury’s decision will be final and binding.